Based in the former Siddons & Co offices on Skipton Road in Ilkley, I look after clients in Ilkley and across the Wharfe Valley into North Yorkshire and within the Leeds and Harrogate areas.

Too many people seem to be sleepwalking into retirement with not enough money saved, so my ultimate aim is to ensure that my clients have long-term financial security and are able to enjoy the retirement they aspire to.

I take a holistic, goals-based approach to financial planning by using an interactive cash flow modelling and planning tool which projects what level of income peoples’ current plans are on track to deliver in retirement. If this isn’t enough, I then work with them to plug the gaps in the most tax efficient way.

I will work with you to put the right financial plans in place now with the aim of you realising the lifestyle you desire in retirement. If you have already taken your retirement benefits, I can help you plan how to use your available assets to maximise your income in the most tax efficient way possible.

I also advise my clients on how to pass assets on to the next generation of their families and can help mitigate you against Inheritance Tax.

If you have not reviewed your financial situation recently I am sure I will be able to help you. A no obligation financial review can help you see where you are now, establish where you want to be and create a strategy to help you achieve the retirement you want to enjoy.

The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief is generally dependent on individual circumstances.